Medical insurance in the UAE has become more accessible, making it available to everyone. If you have an Emirates ID, you can easily participate in insurance and worry about your health. Individuals who are unsure whether they are insured can check their health insurance status online using their Emirates ID. To check your medical insurance status with your Emirates ID:
- Visit your insurer’s website/app (e.g., Daman, Noor Takaful)
- Enter your Emirates ID number in the insurance status section
- View your policy details, expiry date, and coverage instantly
(Keep reading for step-by-step instructions, troubleshooting tips, and a full list of supported insurers.)
Why Checking Medical Insurance via Emirates ID Matters in the UAE
The UAE mandates health insurance for all residents (Dubai, Abu Dhabi, and Northern Emirates). Since 2017, insurers have digitally linked policies to Emirates IDs, allowing:
- Hospitals to verify coverage in seconds (no physical card needed)
- Real-time policy checks to avoid claim rejections
- Reduced fraud (fake policies are automatically flagged)
💡 Pro Tip: If your insurance isn’t linked to your Emirates ID, you may face treatment delays. Always verify your status beforehand.
Read more: How to Pay ILOE Insurance Fine Online in UAE
Step-by-Step: How to Check Medical Insurance Online with Emirates ID
Method 1: Through Your Insurance Provider’s Portal
This method is working for Daman, Noor Takaful, Sukoon, etc.
- Go to your insurer’s website (e.g., www.daman.ae)
- Log in or select “Check Insurance Status”
- Enter your Emirates ID number (without dashes)
- View your policy (coverage, expiry, network hospitals)
Some insurers require app access, for which you have to download and install the official app from the Play Store and log in to your account. (e.g., Daman’s “MyDaman” app)
Method 2: Via Dubai Health Authority (DHA) or HAAD (Abu Dhabi)
If your insurer does not offer online checking, you can use this method.
- Visit the DHA website
- Use the “Verify Insurance” tool
- Enter your Emirates ID + Passport number
- Insurance will be verified
If you don’t see the insurance, contact your insurance company and have the policy linked to your Emirates ID.
Which insurance companies allow checking with Emirates ID?
| Insurance Provider | Online Check? | Mobile App? |
|---|---|---|
| Daman (NHIC) | Yes | MyDaman App |
| Noor Takaful | Yes | No |
| Orient Insurance | Yes | Orient App |
| Sukoon (Oman Insurance) | Yes | Sukoon App |
| RAK Insurance | No | No |
Don’t see your insurer? Call their hotline and request Emirates ID linking.
Benefits of checking insurance with Emirates ID
- Instant verification at the hospital and no physical card is required.
- This prevents fraud as digital linking makes fraud impossible.
- You can easily check the validity of the policy, which can be renewed early, and get more benefits.
It is necessary for visa renewal as the UAE government checks the application. If your insurance is online, you can download the health insurance PDF file and keep it. There is no government portal to check all insurers, so you must check via your insurer’s website or DHA/HAAD.
In Dubai, there can be a fine of 500 AED per month, so you should check your insurance with your Emirates ID. If there is any fine or fee left, pay it immediately. For more information, you can select the topic according to your needs in the insurance section on our Plan UAE website. On our website, you will be well guided by professional experts, insurance managers.
Also read: How to Renew ILOE Insurance | How to Check Emirates ID Status Online
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