Emirates NBD offers a variety of accounts to meet the financial needs of all types of individuals in the UAE. Whether you are an employee or a business, you can follow this process to open Emirates NBD bank account and find out what is required. Millions of employees are looking for ways to open an Emirates NBD salary account, the process is listed below.
Discover how easy it is to open an NBD zero balance account and find out the minimum salary required to get started. Don’t miss this opportunity to manage your finances more effectively!
Why choose Emirates NBD for your salary account?
To open an Emirates NBD account, you must meet very simple conditions. Additionally, there are many reasons why employees choose to open Emirates NBD salary accounts.
Banking Benefits
You can get a Guaranteed Cash Prize of up to AED 15,000* when you open an Emirates NBD Salary Transfer Account. In addition, you can stand a chance to win 200 Mega Cash Prizes worth AED 1 Million, including a Grand Prize of AED 250,000.
Terms and conditions apply.
Emirates NBD Account Opening Requirements
Before applying to open an account, you should make sure that you meet the requirements given. We have provided information on the eligibility criteria and documents required to open an account.
- Must be a resident of the UAE and have a valid residency visa.
- The minimum salary should be in line with the bank’s requirements (usually 3,000 to 5,000 AED per month).
- The employer must be registered with Emirates NBD to enable salary transfers.
Required documents:
To open an Emirates NBD Salary Account, you must provide the following documents:
- Copy of passport (with UAE residency visa for foreigners).
- Copy of Emirates ID.
- Salary transfer letter or salary certificate issued by your employer.
- A recent utility bill or tenancy agreement (for address verification, if required).
The bank will approve your account by checking your anti-money laundering profile using the KYC service.
How to open an Emirates NBD salary account? Step-by-step guide
Opening an Emirates NBD account is easy and can be done through various means. Follow the steps below:
1. Open an Emirates NBD Account from the Website
1. Visit the Emirates NBD website:
Visit the official website of Emirates NBD and apply in the Salary Account section. Apply online by entering your details.
2. Select the Account Type:
Whether you want a Salary account, Family Savings Account, Deposit Account, Standard Current Account, Savings Account, XAU Currency Gold Account, or Mudaraba Savings Account, each option suits your financial needs. An Emirates NBD Current Account for everyday banking or a Savings Account for earning profits could be the perfect choice.
3. Documents Uploading
- You will need to upload your name, ID card, passport, and if you are from abroad, your visa, passport, and employment certificate.
- A minimum of 5,000 AED is required, which is approximately $1,632. You will need to provide proof that you earn that amount per month.
- To activate the SMS service, you will need to provide your mobile number, which is registered on your Emirates ID.
You will need to take a live photo of yourself and upload it. By following all these steps, you can open your Emirates NBD account.
After submitting the form, the bank will verify your information, you will also need to do biometric verification, which you can complete through the mobile app or by visiting the bank.
2. Use the Emirates NBD Mobile App
You can sign up to use the NBD Mobile App. Open the app, enter your account details, and complete the verifications.
- Install Emirates NBD on your mobile, which is available on Google Play Store and Apple Store.
- Scan Emirates ID
- Upload necessary documents including passport and salary documents – it should be clear and in good quality.
- Verify your face when asked by showing the face in the app
- If you are asked for a minimum salary, upload proof and documents. In a short while, the system will tell you whether you are eligible for an Emirates NBD account or not.
- Enter your mobile number and email and apply for a new account.
- NBD will verify your information and send you an email or SMS when it gets approved.
You will receive a checkbook within 3 to 7 days. Once your account is approved, you will receive your account number and debit card. Provide your employer with the details so that the salary transfer process can begin. You can Send money around the world in seconds using the ENVD X app.
3. Visit the Emirates NBD Branch
If you wish to visit a branch, please visit your nearest Emirates NBD branch and submit the required documents. The representative there will review your documents and provide you with details regarding your account selection.
If you complete all the steps, the manager or staff will open your account within 10 to 25 minutes.
How to avoid unnecessary charges
- There is no minimum balance required on the Salary Transfer Account. This means that the account remains open even with a zero balance.
- If you do not have a salary account, you must maintain a minimum monthly balance of AED 3,000 in your account. If the balance falls below this amount, some fees will be deducted from your account as service charges.
You can get special loan and credit card offers when you choose an Emirates NBD Salary Account. This allows you to get personal loans, credit cards, and overdrafts on special terms.
Frequently Asked Questions
Yes, you can apply online through the Emirates NBD website or mobile app. However, you may need to visit a branch for verification, especially for biometric verification and non-salary accounts.
The minimum salary limit depends on the account type and employer. Typically, Emirates NBD requires a salary account of AED 3,000 to AED 5,000.
There is no monthly maintenance fee for the Emirates NBD Salary Account. However, if you open a current account in addition to your salary account and do not maintain the required minimum balance, you may incur monthly charges for your debit card and other services.
Typically, account approval and activation are completed within 1 to 5 business days.
Absolutely! Foreigners can easily open an account by simply providing their passport, Emirates ID, residency visa, and salary certificate.
Opening an Emirates NBD salary account is a simple process with numerous benefits, such as zero balance, free banking services, and special offers. With the help of this simple guide, you can open your account without any hassle, including foreigners and residents. Whether you apply online, visit a branch, or use the mobile app, you can benefit from Emirates NBD’s services, and get a loan for a car or a home.
