Jonathan Howe

Jonathan Howe

Jonathan Howe is a Qualified Financial Adviser (QFA) and European Financial Adviser (EFA) specialising in life-centred financial planning for expats. He is the founder of Plan UAE, helping internationally mobile professionals navigate relocation, financial decisions and long-term life planning with independent, cashflow-led guidance.

UAE Mortgages Guide 2026

This comprehensive guide explains how mortgages work in the UAE for expats, residents, and non-residents. You will learn about minimum deposits, loan-to-value limits, income and eligibility rules, how banks assess affordability, interest rates and fees, Islamic vs conventional mortgages, off-plan and ready property financing, refinancing and early settlement, risks to be aware of, and the step-by-step application process when buying property in Dubai, Abu Dhabi, or the Northern Emirates.

Renting Property In The UAE – Definitive Guide For Expats And Relocating Families in 2026

This comprehensive guide explains everything expats need to know about renting property in the UAE. It covers how rental lease contracts work, how much you can expect to pay, security deposits, payment by cheques or transfers, rules on rent increases, tenant rights, how to handle disputes with landlords, and the real total cost of renting an apartment or villa in Dubai, Abu Dhabi or the Northern Emirates.

Buying Property In The UAE – Complete Guide For Expats And Investors (2026)

This comprehensive UAE property buying guide explains everything expats and investors need to know before purchasing real estate in Dubai, Abu Dhabi or the Northern Emirates. You will learn where foreigners can buy, the difference between off-plan and ready property, full transaction costs, mortgage rules, realistic yields, due diligence steps, common mistakes, and how real estate can support UAE residency visas.

UAE Property Investor Visa – Residency Through Real Estate Ownership in 2026

The UAE Property Investor Visa allows you to obtain residency through qualifying real estate ownership. This comprehensive 2026 guide explains minimum property value requirements, completed vs off-plan property rules, mortgaged property eligibility, required documents, step-by-step visa process, costs, processing times, family sponsorship rules and how property investment links to the Golden Visa.

UAE Investor / Partner Visa – Residency Through Company Formation in 2026

The UAE Investor / Partner Visa allows you to obtain UAE residency through ownership or partnership in a UAE-registered company. This comprehensive 2026 guide explains eligibility criteria, free zone vs mainland company formation, required documents, costs, step-by-step application process, banking and tax considerations, processing times and family sponsorship rules.

UAE Employment Visa (Work Visa) 2026 – Complete Guide

The UAE Employment Visa allows foreign professionals to live and work in the UAE under the sponsorship of an approved employer. This 2026 guide explains eligibility, contract types, quotas, required documents, medical and Emirates ID steps, costs, timelines, renewals, and common pitfalls — helping you understand the full process from job offer to residence visa issuance.

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